ABC Bulletin is published by The Hubb Organisation Pty Ltd (ACN 087 234 599) (herein “Hubb”) trading as Safety in the Market (herein “SITM”) under licence. Hubb is an Authorised Representative of Investment Educators Australia Pty Limited (ACN: 105 216 340) (herein “IEA”) the holder of an AFS Licence (No: 241060) issued by the Australian Securities and Investment Commission and this publication is issued in accordance with the conditions of that license.

In providing this publication, neither SITM, Hubb, IEA, nor any of their staff or associates, have taken into account the personal financial needs, circumstances or goals of any individual. This publication is issued by way of general investment advice only and is based on information believed to be accurate at the time of publication. Due to the nature of the investment industry, the publisher does not guarantee the accuracy of information contained herein.

Neither SITM, Hubb, IEA nor the editor guarantee or make any representations for investment returns based upon the information provided in this publication.

You acknowledge that past performance is no indication or guarantee of future results, that stock and option trading involve high risks and you can lose a significant amount of money. You should consult with an independent licensed professional adviser prior to stock or option trading.

SITM is the copyright owner of all text and graphics contained in this publication, except as otherwise indicated. Other parties' trademarks and service marks that may be referred to herein are the property of their respective owners. You may not make copies of this publication. You may not reproduce or distribute the text or graphics to others or copy any of the information without prior written permission of SITM. Violators will be prosecuted to the maximum extent possible. One of our principle tenets at SITM is that the best person to handle your finances is YOU and by your use of our service, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that SITM will not be liable for any investment decision made or action taken by you or others based upon reliance on news, information, or any other material published by SITM. You are advised that SITM, Hubb, IEA, their staff and associates and the editor may at any time hold a position (either short or long) in any stock mentioned in this publication.

Subscription

The ABC Bulletin website contains information that has been determined via our extensive research and analysis processes. This information is provided for value to subscribers to the website. Once viewed, the value of the information is fully available to a subscriber and accordingly, no refunds are available for ABC Bulletin subscriptions once the payment has been processed.

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Student acknowledges that a minimum of 48 hours notice is required to cancel attendance at any of the Safety in the Market seminars. If student does not provide 48 hours notice of cancellation of seminar attendance, a cancellation fee will be payable by the student.

Software Data

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Limitation of Liability

All products, services, information, software and downloads on this site are offered or provided "as is". To the fullest extent permitted by applicable laws, neither Hubb nor any of their respective directors, employees, affiliates or other representatives will be liable for loss or damages arising out of or in connection with the use of, or inability to use, the materials in and/or facilities or services offered through this website, including, but not limited to, indirect or consequential loss or damages, loss of data, income, profit or opportunity, loss of or damage to property and claims of third parties, even if Hubb have been advised of the possibility of such loss or damages or such loss or damages were reasonably foreseeable. If this clause is unenforceable in whole or in part in any jurisdiction due to relevant laws, then in no event shall Hubb total liability to you for all damages, losses, and claims (whether in contract, tort (including, but not limited to, negligence), or otherwise) exceed the amount paid by you for any product or service including any money paid, if any, for accessing this website.

Changes are periodically made to the information provided on this Website without advance notice of any kind. Hubb may also make changes in the products, services and software described in this site at any time without advance notice. Hubb does not warrant that the information contained on this Website is accurate or error-free.

AFS Licence – Complaints Procedure

Problems with our service
If you ever have a difficulty or are not satisfied with our services you are entitled to complain. We have procedures in place to ensure that complaints are fully considered and properly dealt with. If at the first point of contact your problem is not resolved to your satisfaction, please contact our Customer Service Manager:

Post:
Customer Service Manager
The Hubb Organisation Pty Ltd
Unit 5, 4 Skyline Place
Frenchs Forest
NSW 2086
Australia

Email: compliance@hubb.com
Facsimile: +61 2 9972 7769

Please be aware that we will do everything within reason to address and resolve your concerns.

If you are not satisfied with a response received from our Customer Service Manager within 14 days, you are entitled to refer the matter to an independent complaint handling body. We are a member of the Financial Ombudsman Service Limited (“FOS”) (Membership Number 11550). FOS can be contacted at:

Post: GPO Box 3
Melbourne, VIC 3001

Telephone: 1300 780 808
Facsimilie: +613 9613 6399
Email: info@fos.org.au
Website: www.fos.org.au